Personal Finance Blog, Retirement, Taxes

Progress on the Farm & Homestead

The Black Sheep Family made some progress on the farm & homestead over the last couple of weeks.  If you are new to the site, Mrs. BSM and I bought some land in November, 2016 and we are preparing to build our (early) retirement home in the very near future.  It can’t come quick enough,… Read More Progress on the Farm & Homestead

Personal Finance Blog, Saving

Cold Weather Energy Saving Tips

Ahhhh, it’s the Black Sheep Family’s favorite time of year – Cool weather, football, chili, and the holidays are all in season.  As you get ready for the change in weather, here are a few cold weather energy saving tips to help keep you comfortable without breaking the bank: Cold Weather Energy Saving Tips: Grow… Read More Cold Weather Energy Saving Tips

Budgeting, Personal Finance Blog, Saving

Savings Experiment: Nest Thermostat Results

Do programmable thermostats save money?  We installed the Nest Thermostat last September (in 2016).  Since we only had six and a half months of regular usage (after moving into our current home and before we installed the Nest), let’s take a look at the results from the 7 month period where we can get a… Read More Savings Experiment: Nest Thermostat Results