Investing, Personal Finance Blog, Retirement, Saving

Review: The M1 Finance (FREE) Investing Platform

  M1 Finance Review I’ve been a Vanguard advocate for quite a while, and I am a huge fan of low-cost index funds and investments (those with low fees and low expense ratios).  Shortly before I started the Black Sheep Millionaire blog, I also began experimenting with Betterment so I could decide whether the ‘added value’ of… Read More Review: The M1 Finance (FREE) Investing Platform

Budgeting, Investing, Personal Finance Blog, Retirement, Saving

The Habitual Millionaire

The Habitual Millionaire: Many of our successes and failures in life can be attributed to our habits.  I have experienced my share of both due to my own habits, and I have personally witnessed many others whose habits have destroyed or enhanced their own lives. Some of our habits are those which we’ve learned in… Read More The Habitual Millionaire

Investing, Personal Finance Blog, Retirement, Saving

Invest Early, Retire Earlier – The Power of Compound Interest

That’s a simple statement that has a very profound impact.  Aside from a handful of my fellow personal finance nerds, many people in their twenties are not really thinking about retirement at that age.  The earlier that we can get people to grasp the impact of time and compound interest, the better off they will… Read More Invest Early, Retire Earlier – The Power of Compound Interest

Budgeting, Saving

How to Budget Like a Boss

Look at all those George Washingtons, and other presidents, you have ready to work for you… it’s like you have your own team of employees and you’re the Head Mutha Flower in Charge!  Every time you receive some of those greenbacks, they just sit there waiting until you give them something to do.  Your budget… Read More How to Budget Like a Boss

Debt, Investing, Personal Finance Blog, Retirement, Saving

Set Yourself on FIRE

Not to be taken literally, ‘Setting Yourself on FIRE,’ is your financial plan to become Financially Independent, and Retire Early.  In order to do that, you have to have some form of a plan in place that helps you reach your goals.  “If you aim at nothing, you’ll hit it every time.”  That is one… Read More Set Yourself on FIRE