Investing, Personal Finance Blog, Retirement, Saving

Review: The M1 Finance (FREE) Investing Platform

  M1 Finance Review I’ve been a Vanguard advocate for quite a while, and I am a huge fan of low-cost index funds and investments (those with low fees and low expense ratios).  Shortly before I started the Black Sheep Millionaire blog, I also began experimenting with Betterment so I could decide whether the ‘added value’ of… Read More Review: The M1 Finance (FREE) Investing Platform

Budgeting, Credit Card Hacking, Debt, Investing, Personal Finance Blog, Saving

Credit Card Experiment: Cash Back – Free Money Hack

Credit Card Experiment: Cash Back – Free Money Hack Throughout the last half of 2017, the Black Sheep Family has been experimenting with cash back credit card rewards…. Gasp! Credit Cards? Yep…  If you’ve been reading the Black Sheep Millionaire blog for a while, you already know that I am not a fan of debt… Read More Credit Card Experiment: Cash Back – Free Money Hack

Budgeting, Investing, Personal Finance Blog, Retirement, Saving

The Habitual Millionaire

The Habitual Millionaire: Many of our successes and failures in life can be attributed to our habits.  I have experienced my share of both due to my own habits, and I have personally witnessed many others whose habits have destroyed or enhanced their own lives. Some of our habits are those which we’ve learned in… Read More The Habitual Millionaire

Investing, Personal Finance Blog, Retirement, Saving

Invest Early, Retire Earlier – The Power of Compound Interest

That’s a simple statement that has a very profound impact.  Aside from a handful of my fellow personal finance nerds, many people in their twenties are not really thinking about retirement at that age.  The earlier that we can get people to grasp the impact of time and compound interest, the better off they will… Read More Invest Early, Retire Earlier – The Power of Compound Interest

Debt, Investing, Personal Finance Blog, Retirement, Saving

Set Yourself on FIRE

Not to be taken literally, ‘Setting Yourself on FIRE,’ is your financial plan to become Financially Independent, and Retire Early.  In order to do that, you have to have some form of a plan in place that helps you reach your goals.  “If you aim at nothing, you’ll hit it every time.”  That is one… Read More Set Yourself on FIRE

Personal Finance Blog

WTF is Black Sheep Millionaire?!?

WTF is Black Sheep Millionaire? That’s what my brother texted me, the morning after I created a Twitter account for the blog.  “What? How the hell did you know that,” I asked.  Great, so I let the cat out of the bag before I even had the chance to write my first post.  Apparently, no stealth… Read More WTF is Black Sheep Millionaire?!?