Personal Finance Blog

WTF is Black Sheep Millionaire?!?

WTF is Black Sheep Millionaire? That’s what my brother texted me, the morning after I created a Twitter account for the blog.  “What? How the hell did you know that,” I asked.  Great, so I let the cat out of the bag before I even had the chance to write my first post.  Apparently, no stealth mode for this site… Twitter automatically sends a notification to users when someone creates an account using a phone number from your contacts.  I guess I better explain (to him and to you) what the Black Sheep Millionaire Blog is all about.

So, WTF is The Black Sheep Millionaire?

If you couldn’t tell by the name 😉 it’s a blog about money… Earning it, spending it, saving it, investing it and using it to your advantage.  Most importantly, it’s about the freedom money can create for you and your family when you make the right choices with it.

So, who are you to give me advice about money?

The skeptic in you is probably wondering, “How are you qualified to give me advice about money?”  First of all, let me say that it is a good thing to be skeptical and not just take financial advice from anyone.  So, I’m glad you asked!  I don’t have a CPA, I’m not a Certified Financial Planner, advisor, specialist, consultant, counselor or any of the other alphabet soup title designations. I’m just a regular dude, that is passionate about personal finance, who’s been a student of the topic for the last 18+ years.

What I have done, in my own personal life, I am happy to share throughout the course of this blog.  But, just to get started, here are a few of the ‘big ones’…

  • Finished college with zero student loans: I paid for my college education as I went, working my way through school – I did not want the burden of student loans and made it a priority to not take any on
  • Paid off my first house in less than 3 years: – at age 27.  This alone created the greatest feeling of financial freedom that I can only hope every person has the chance to experience at some point in their life.  The earlier in life the better, but better late than never!
  • Maximized my earnings without sacrificing work-life balance: When you work hard and are consistently a top performer, it gives you the opportunity to negotiate things that are important to you and your family.  I have been working from home for about 6 years now, and I don’t think I could ever go back to an office setting full-time.  Not only am I much more productive in my home office, but I absolutely love being home with my family, and seeing my wife and kids when I come in for a break throughout the day.


  • Set our family on the path to early retirementwe’re not there yet, but are well on our way.  My wife and I have 5 children (and a sixth on the way), so we still have some working years ahead before we can call it quits for good. Note to self: schedule vasectomy

There will be additional articles about each of these and more.  As mentioned above, there is a lot of ground to cover in the areas of earning, spending, saving, and investing money.  So we’ll talk about the offensive and defensive sides of your personal finances.

My hope is that this blog puts you on (or keeps you on) your own path to financial freedom… So don’t follow the herd, be a Black Sheep, and develop an “Eff the Joneses” mentality.


The Joneses are BROKE!!!

Read more: About Me

9 thoughts on “WTF is Black Sheep Millionaire?!?

  1. Love it! Can’t wait to read more blogs! More humor! Also, excited to hear where to start & the first tips to adopt ✌🏼

  2. Just clicked over to your site from ThinkSaveRetire’s Friday Feast. I’m looking forward to following along and learning from your experiences, both as someone who is ahead of me on the path to FI as well as being a dad (I’ve only got two . . . so far!).

    Here’s to your success with the blog.

    1. Thanks, Cody! I appreciate the kind words and encouragement, and wish you the same! I guess the “so far” comment means you’re planning on having more ;-), or are at least thinking about it! I’m heading over to your site now to subscribe. Look forward to talking with you again in the future

      1. You’re welcome!

        We have two boys (1 and 3) now and plan to start trying again early next year. The more, the merrier, right?

        Thanks for heading over to DH. I appreciate it. I had a solid start to blogging in the spring, but life has gotten in the way a bit. I plan to pick it up again very soon. I look forward to being connected.

  3. Always enjoy reading new blogs for ideas and inspiration. And “Eff the Joneses” is right. One of my viewpoints is to not be a sheep and follow the heard. Don’t fall for all the marketing and mind-control companies and advertisers are using on you to manipulate you and get your money. You need the new Samsung S8! You need a new car. You need to eat at this restaurant to have fun! Im not saying you shouldnt have or do some things, but chances are you don’t really need them as much as you think you do. I can go on and on about this but will save some for another time 🙂

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